Methodology

A ranking users can inspect instead of a black-box recommendation.

Lumpascan separates mathematical Best Rate from contextual recommendation logic and shows the execution variables that can change whether a P2P quote is actually useful.

1. Eligibility filters

Asset, fiat currency, BUY/SELL side, amount and selected payment methods define which LIVE offers are eligible for comparison.

2. Best Rate

For BUY, eligible offers are sorted from lower to higher price. For SELL, they are sorted from higher to lower price.

3. Merchant context

Completion rate and trade count are shown next to price so a user can judge execution history rather than reading price alone.

4. Limits and liquidity

Minimum, maximum and available asset values help determine whether a quote fits the intended trade size before it can rank.

5. Lumpa recommendation

Best Rate remains deterministic. A separate contextual layer can consider price, merchant quality, liquidity, limits and payment compatibility without rewriting the underlying rate ranking.

6. Commercial separation

Affiliate relationships are disclosed independently. Partner status is not a reason to label a worse eligible quote as Best Rate.

Best Rate
Deterministic price ranking

After the active filters are applied, the best eligible BUY price is the lowest price and the best eligible SELL price is the highest price. No affiliate weighting is added to this label.

Lumpa's Pick
Contextual execution score

This layer answers a different question: which eligible offer looks strongest after price, merchant reliability, available liquidity, limits and payment compatibility are considered together.

Public Best Rate uses normalized LIVE provider data only. Lumpascan does not insert manual or mock rates into the public ranking when a market is empty. Methodology will be versioned as additional verified providers and a formal Lumpa Score are activated.