Lumpa Insights
Safety
P2P merchant safety checklist
A compact execution checklist for evaluating a counterparty before starting a P2P order.
6 min Updated 2026-08-24
Use merchant statistics as context
Completion rate, completed trades and account history can help identify unusual execution profiles, but no statistic guarantees safety.
Keep settlement inside the exchange workflow
Follow the platform order, advertiser terms and dispute process. Do not move the transaction into unrelated messaging or release crypto based on a screenshot alone.
- Verify payer/payee details.
- Verify actual receipt of funds where applicable.
- Do not bypass platform protections.
- Escalate through the exchange dispute process when needed.
A better price does not cancel basic controls
Comparison should improve execution quality, not encourage users to accept avoidable counterparty or payment risk for a marginal rate advantage.
This material explains comparison mechanics and P2P execution factors. It does not guarantee price, liquidity, merchant performance or profit. Confirm all transaction details on the exchange.