MetaMask Card

Verified

MetaMask / Baanx · Mastercard · debit

A self-custodial spending card connected directly to MetaMask, with a free virtual tier and a $199/year Metal tier currently available in the US.

Last issuer check

2026-08-25

MetaMask Help Center

Cashback

Up to 3%

Card format

virtual + physical

Annual fee

Virtual $0; Metal $199/year where available

Supported assets

mUSD, USDC, USDT, wETH and selected stablecoins/yield assets across supported networks

Fees & economics

IssuanceVirtual free; Metal availability and ordering are region-dependent

FXVirtual tier: 1% cross-border fee where applicable; Mastercard FX rates apply. Certain non-local stablecoin funding scenarios can add a 0.5% token fee.

Crypto conversionEligible locally denominated stablecoins: 0%; certain non-local stablecoins: 0.5%; other crypto such as wETH: 0.875% under the current fee schedule.

ATMVirtual tier: 2% where ATM withdrawals are supported; ATM operator fees may also apply.

RewardsVirtual earns 1% mUSD back; Metal advertises 3% on eligible spend, subject to current regional availability and annual spending rules.

Eligibility & wallets

MarketsUSA, EEA, Canada, LATAM, Switzerland

AvailabilityVirtual-card signup is available across the current published country list. Metal is currently available in the US; availability outside the US remains region-dependent.

Apple PaySupported

Google PaySupported

NetworkMastercard

Why it may fit

Self-custodial spending
Apple Pay and Google Pay
Free virtual card
1% virtual-card cashback

What to verify before applying

Signup and Metal availability vary by country
Metal costs $199/year
Token conversion fees depend on the asset used
Metal availability varies outside the US
Virtual tier can carry a 1% cross-border fee
Funding-asset choice can add a 0.5% token fee or 0.875% fee for other crypto

Lumpascan shows issuer-verified context but does not replace the final eligibility and fee disclosure shown during the issuer's application flow. Regional terms can change after our last verification timestamp.

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