Kraken Card

Verified

Kraken / Krak · Mastercard · debit

A UK/EEA Mastercard that spends from fiat or crypto balances, with no Kraken card, FX or ATM fee but a variable asset-sale spread and balance-based cashback.

Last issuer check

2026-08-25

Kraken

Cashback

Up to 2%

Card format

virtual + physical

Annual fee

No monthly or annual card fee

Supported assets

600+ supported crypto and cash balances

Fees & economics

IssuanceFree virtual card; replacement physical card €4.99 / £4.99

FXNo Krak FX markup; Mastercard exchange rate applies

Crypto conversionA variable spread is included when Krak sells an asset to complete a transaction

ATMNo Kraken ATM fee; third-party ATM fees may apply

RewardsStarter 0%; Lite 0.5% from €200/£200; Pro 1% from €1,000/£1,000; Elite 1.5% from €10,000/£10,000; Max 2% from €50,000/£50,000, based on the 30-day average held across Kraken, Kraken Pro and Krak.

Eligibility & wallets

MarketsUK, EEA

AvailabilityLive for eligible Kraken customers across the UK and EEA, with additional markets planned.

Apple PaySupported

Google PaySupported

NetworkMastercard

Why it may fit

600+ supported balances
Up to 2% cashback
No monthly or annual fee
No Kraken FX or ATM fee

What to verify before applying

The 2% tier requires a €50,000 / £50,000 30-day average balance
A variable asset-sale spread can apply
Third-party ATM charges may apply

Lumpascan shows issuer-verified context but does not replace the final eligibility and fee disclosure shown during the issuer's application flow. Regional terms can change after our last verification timestamp.

Affiliate link not configured yet Verify on issuer