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Gemini Credit Card
VerifiedGemini / WebBank · Mastercard · credit
A US crypto-rewards credit card rather than a crypto-funded debit card, useful for users who want everyday card spend to accumulate crypto rewards without an annual fee.
Cashback
Up to 4%
Card format
physical
Annual fee
No annual fee
Supported assets
Rewards can be selected from Bitcoin and 50+ crypto assets available on Gemini
Fees & economics
IssuanceNo separate card issuance fee advertised
FXNo foreign transaction fees advertised
Crypto conversionNot a spend-your-crypto debit card; purchases are USD credit-card transactions and rewards are paid in eligible crypto
ATMCredit-card cash-advance terms apply; not positioned as an ATM spending card
Rewards4% on gas, EV charging and transit on up to $300 monthly category spend, then 1%; 3% dining, 2% groceries and 1% other qualifying purchases. Additional merchant offers can differ.
Eligibility & wallets
MarketsUSA
AvailabilityUS credit product subject to credit approval and WebBank underwriting. Availability and approval depend on applicant eligibility.
Apple PayVerify by region
Google PayVerify by region
NetworkMastercard
Why it may fit
- Up to 4% crypto rewards
- No annual fee
- No foreign transaction fee
- Rewards can be directed to 50+ crypto assets
What to verify before applying
- US credit approval required
- 4% category has a monthly spending cap
- This is not direct crypto spending from a wallet balance
Lumpascan shows issuer-verified context but does not replace the final eligibility and fee disclosure shown during the issuer's application flow. Regional terms can change after our last verification timestamp.
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