Bitpanda Card

Verified

Bitpanda / Transact Payments Malta · Visa · debit

A European Visa debit card that can spend a very broad Bitpanda asset universe and pays a straightforward 1% cashback on eligible crypto-funded purchases.

Last issuer check

2026-08-23

Bitpanda

Cashback

Up to 1%

Card format

physical

Annual fee

Free card with no monthly costs

Supported assets

600+ crypto assets can be selected for spending; cashback only applies to eligible crypto-funded purchases

Fees & economics

IssuanceCurrent card proposition advertises a free card

FX0% Bitpanda FX fee for non-euro transactions; Visa mark-up/exchange mechanics can still apply

Crypto conversionEach crypto-funded card payment triggers the applicable Bitpanda asset-to-euro trade and normal trading fee

ATM2% of withdrawal, minimum €2

RewardsFlat 1% cashback on qualifying purchases funded with eligible crypto assets. Stablecoins, fiat, metals and other excluded assets do not earn cashback.

Eligibility & wallets

MarketsEEA, Supported European markets

AvailabilityBitpanda Card is offered within supported European Bitpanda markets and programme eligibility is checked inside the Bitpanda account/app.

Apple PaySupported

Google PaySupported

NetworkVisa

Why it may fit

600+ spendable crypto assets
1% crypto-spend cashback
No monthly card fee
Apple Pay and Google Pay

What to verify before applying

Crypto payments still trigger Bitpanda trading fees
ATM fee is 2% with €2 minimum
Cashback excludes stablecoins and fiat-funded purchases

Lumpascan shows issuer-verified context but does not replace the final eligibility and fee disclosure shown during the issuer's application flow. Regional terms can change after our last verification timestamp.

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